Article: published on 28 September 2026

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A photograph of presenter Louise Minchin

What do I do if I am visited by bailiffs?

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On Tuesday 29th September 2026, Louise Minchin appeared on Morning Live to offer advice on bailiffs.

See below for links to further information, including what to do if a bailiff is at your door.

BBC Morning Live

Tuesday 29th September 2026

BBC iPlayer

If you live in England and Wales

In England and Wales you should receive a Notice of Enforcement warning you that bailiffs are coming.

There are actions you can take before bailiffs arrive at your door. Citizens Advice, external provides further information on what to do if a letter arrives.

See the UK Government Website, external for full information on bailiffs' powers and your rights when they visit your home.

Citizens Advice also offers advice on what to do if you have a bailiff at your door. Click here, external for further information.

If you live in Scotland

See the Scottish Government Website, external for information on sheriff officers and what your rights are.

Citizens Advice Scotland, external also advice on sheriff officers, including what to do if they are at your door and whether they can take posessions.

If you live in Northern Ireland

If you live in Northern Ireland, you should receive a Notice of Intention to Enforce a Money Judgement from the Enforcement Judgement Office (EJO).

See the NI Direct, external government services website for further information.

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